PHOTO: One family's Nags Head home burned to the ground in 2016, but now the local and state governments won't let them rebuild, so they've filed a lawsuit. For years Cathy and Michael Zito spent every summer in the Outer Banks with their children. They loved the area so much they bought an oceanfront property in Nags Head in 2008. The next eight years were filled with summer vacations and weekend getaways at the beach house. Then in 2016, the Zitos' phone rang at 2 a.m. Cathy Zito answered, and on the other line was the Nags Head Fire Chief, who told them their beloved home had gone up in flames. There was nothing left. An investigation by the fire department ruled the cause as "inconclusive." The fire happened during the tail end of Hurricane Matthew. Power on the Outer Banks had been out for days.