Years after a fire burned 8,100 acres in Douglas and Bayfield counties, lawsuits continue between insurers as to who will cover the losses. The District III Court of Appeals ruled last week that a $2 million general liability policy Secura Mutual Insurance issued to a logging company at the center of the 2013 Germann Road fire would apply if the logger is found liable for the fire-related damages. The court also found that Secura Mutual was not obligated to cover damage to standing timber or timberlands under the umbrella policy it issued to Ray Duerr Logging, LLC, of Rib Lake, Wis. Finally, the court returned the lawsuit to Douglas County Circuit Court Judge Kelly Thimm to determine if the insurer's umbrella policy covers a small charred area where the fire began that is not considered timberland.